IT staffing factoring

Make payroll every week, even when clients pay in 60 days.

Invoice factoring for every IT staffing sub-niche — ERP/SAP, government & cleared, cybersecurity, software & app dev, and more. Turn approved timecards and SOW milestones into cash.

Free to applyNo credit impact to startOffered through independent funding partners

Invoice #10482

$100,000 · NET 60

Funded

In your account tomorrow

$88,000

88% of your invoice, wired on day 1

The balance follows when your customer pays, less the fee.

Tomorrow
$88,000
Day 60
$100,000, if you wait it out
DAY 1Cash wired
DAY 60Balance released
Estimate your own invoice ↓ILLUSTRATIVE EXAMPLE

The problem

Growth shouldn't cost you cash.

Your contractors get paid weekly or biweekly. Your enterprise clients pay net-45, net-60 or net-90. Every new placement widens the gap, so the better you sell, the tighter cash gets.

What you'll need

Four documents, nothing more.

  • Short factoring application
  • Current A/R aging report
  • Your top 5 clients (legal name, address)
  • 1–3 invoices with timecards, work tickets or SOW sign-off
Start your application

JUMP TO A NICHE: ERP/SAP · Government & Cleared · Cybersecurity · Software & App Dev

ERP/SAP staffing

Enterprise clients, enterprise invoices.

Your consultants run SAP, Oracle and Workday implementations for Fortune 500 and mid-market enterprise clients on net-45 to net-60 terms. Enterprise debtor credit and large ticket sizes make ERP/SAP one of the most straightforward IT niches to fund.

Why it funds well

Built for ERP/SAP.

  • Strong, well-documented enterprise debtor credit
  • Larger invoices, so fewer files to manage each month
  • Milestone and SOW billing your funding partner already recognizes
Apply for ERP/SAP factoring

Government & cleared IT staffing

The safest debtor, the slowest clock.

Federal and state agencies, and the primes you subcontract under, almost never default — they just pay on their own schedule, often 45 to 90 days out. Cleared and non-cleared placements both qualify, whether you invoice the agency directly or a prime contractor.

Why it funds well

Built for government & cleared.

  • Near-zero default risk on the debtor side
  • Works on direct agency and prime-subcontractor invoices alike
  • Funding partners familiar with cleared-staffing programs
Apply for government & cleared factoring

Cybersecurity staffing

InfoSec, SOC and GRC placements.

Security analysts, SOC technicians and GRC consultants placed with enterprise, mid-market and government clients on the same net-30 to net-60 terms as the rest of IT staffing. Client mix varies more here, so we route your file to a partner who's underwritten this niche before.

Why it funds well

Built for cybersecurity.

  • Covers SOC, GRC, penetration testing and managed security placements
  • Works across enterprise, mid-market and government clients
  • Same documents: signed timecards or SOW sign-off
Apply for cybersecurity factoring

Software & app dev staffing

Developers, cloud and DevOps.

Software engineers, cloud architects and DevOps placements billed on deliverable or milestone terms. We also fund IT field services, network & telecom, help desk, QA/testing and data & analytics placements on the same programs — every IT staffing sub-niche is welcome here.

Why it funds well

Built for software & app dev.

  • Milestone and sprint-based billing recognized by funding partners
  • Covers cloud, DevOps and infrastructure placements too
  • Every other IT niche — field services, telecom, help desk, QA — fits the same program
Apply for software & app dev factoring

What you get

Built to match how you invoice.

Payroll matched to billing

Fund approved invoices as you bill, so payroll isn't waiting on an accounts payable department.

Funding that grows with you

Available funding rises with your client roster and billing, with no fixed line to renegotiate.

Client credit checks

Know an enterprise client's payment reputation before you staff the project.

Keep your equity

No investors, no bank covenants, no dilution.

Selective factoring

Many programs let you factor some clients and not others.

Built for deliverable work

Signed timecards, closed work tickets and SOW sign-offs are exactly what funding partners want to see.

The payroll math

One placement, eight weeks of payroll.

You pay the contractor every Friday from day one. The client's first invoice clears two months later. Multiply that by every new placement and growth is what drains the account.

  • Fund as you bill, so payroll stops depending on someone else's AP calendar.
  • Take the placement you'd otherwise pass on because the cash wasn't there.
  • No dilution, no covenants: you keep the company.
Week 1Contractor starts. You pay wages out of pocket.
Week 4You invoice the client. Terms are net-60.
Week 12Client pays, after you've covered 8+ payroll runs.

IT staffing factoring

See what your invoice is worth today

Two questions. No sign-up, no credit check, no phone call required.

1 Your invoice

How much is the invoice?

$
$1,000$250,000

When does your customer usually pay?

2 Your estimate

In your account tomorrow

…

…

Advance85%–95% of the invoice…
Funding partner's fee……
You keep in total…
Commercial credit funding. Approval is typically based on your customers’ credit, not a personal guarantee from you.
How and when the money reaches you
Day 1
…
The advance, wired to your business account
Day 45
Balance released
Whatever is left after the fee, once your customer pays
Get my real numbers · Free

Estimate only. Your funding partner sets the actual advance, fee and timeline based on your industry, your customers' credit and your file.

FAQ

Questions owners ask us

Will my clients know?

Most programs notify clients to pay a new remittance address. Enterprise accounts payable teams handle this routinely.

Can I factor only some clients?

Yes, many programs allow selective factoring by client.

How much does it cost?

Staffing factoring fees typically run 1.5%–4% per 30 days, set by the funding partner.

Which IT niches do you serve?

Every IT staffing sub-niche, led by ERP/SAP and government & cleared IT staffing, plus cybersecurity, software & app dev, cloud/DevOps, network & telecom, field services, help desk and QA.

See all questions

Ready to get paid?

Sell your invoices with Nordthane Capital, your factoring partner. Free to apply, no obligation.

Apply Now · Free