IT staffing factoring

Make payroll every week, even when clients pay in 60 days.

Invoice factoring for IT field services, network and telecom, IT compliance, and software staffing firms. Turn approved timecards and SOW milestones into cash.

Apply Now · Free Estimate my invoice

Free to applyNo credit impact to startOffered through independent funding partners

Invoice #10482

$100,000 · NET 60

Funded

In your account tomorrow

$88,000

88% of your invoice, wired on day 1

The balance follows when your customer pays, less the fee.

Tomorrow

$88,000

Day 60

$100,000, if you wait it out

DAY 1Cash wired

DAY 60Balance released

Estimate your own invoice ↓ILLUSTRATIVE EXAMPLE

The problem

Growth shouldn't cost you cash.

Your contractors get paid weekly or biweekly. Your enterprise clients pay net-45, net-60 or net-90. Every new placement widens the gap, so the better you sell, the tighter cash gets.

What you'll need

Four documents, nothing more.

Short factoring application
Current A/R aging report
Your top 5 clients (legal name, address)
1–3 invoices with timecards, work tickets or SOW sign-off

Start your application

What you get

Built to match how you invoice.

Payroll matched to billing

Fund approved invoices as you bill, so payroll isn't waiting on an accounts payable department.

Funding that grows with you

Available funding rises with your client roster and billing, with no fixed line to renegotiate.

Client credit checks

Know an enterprise client's payment reputation before you staff the project.

Keep your equity

No investors, no bank covenants, no dilution.

Selective factoring

Many programs let you factor some clients and not others.

Built for deliverable work

Signed timecards, closed work tickets and SOW sign-offs are exactly what funding partners want to see.

The payroll math

One placement, eight weeks of payroll.

You pay the contractor every Friday from day one. The client's first invoice clears two months later. Multiply that by every new placement and growth is what drains the account.

Fund as you bill, so payroll stops depending on someone else's AP calendar.
Take the placement you'd otherwise pass on because the cash wasn't there.
No dilution, no covenants: you keep the company.

Week 1Contractor starts. You pay wages out of pocket.

Week 4You invoice the client. Terms are net-60.

Week 12Client pays, after you've covered 8+ payroll runs.

IT staffing factoring

See what your invoice is worth today

Two questions. No sign-up, no credit check, no phone call required.

1 Your invoice

How much is the invoice?

$1,000$250,000

When does your customer usually pay?

2 Your estimate

In your account tomorrow

…

Advance85%–95% of the invoice…

Funding partner's fee……

You keep in total…

Commercial credit funding. Approval is typically based on your customers’ credit, not a personal guarantee from you.

How and when the money reaches you

Day 1

…

The advance, wired to your business account

…

Day 45

Balance released

Whatever is left after the fee, once your customer pays

Get my real numbers · Free

Estimate only. Your funding partner sets the actual advance, fee and timeline based on your industry, your customers' credit and your file.

FAQ

Questions owners ask us

Will my clients know?

Most programs notify clients to pay a new remittance address. Enterprise accounts payable teams handle this routinely.

Can I factor only some clients?

Yes, many programs allow selective factoring by client.

How much does it cost?

Staffing factoring fees typically run 1.5%–4% per 30 days, set by the funding partner.

Which IT niches do you serve?

Field services and desktop support, network and telecom technicians, IT governance and compliance, and software and cloud work on milestone or deliverable contracts.

See all questions