Government contract factoring
You deliver on the contract now. Federal, state and local agencies pay on 30 to 90-day terms. We match your company with a factoring partner that covers the gap, free to you.
Who it's for
Prime contractors and subcontractors billing government agencies or primes.
Company size
Established contractors delivering on active contracts.
Monthly invoicing
Billed to businesses or government agencies.
Your customers
Usually paying on 30 to 90-day terms.
How factoring fits your cycle
You invoice the agency or prime as usual. The factoring partner advances up to 90% of the invoice. When the agency pays, you receive the rest, minus the factor's fee.
Illustrative timeline, not an offer. Your funding partner sets the actual advance, fee and timing.
Before the call
No documents yet. Factors collect them securely after the call.
How much you bill businesses or government each month.
How long your customers usually take to pay.
Current, or on an IRS payment plan.
Who you factor with today, if anyone, and when that contract ends.
FAQ
Yes. Federal invoices usually need an assignment of claims so payments go to the factor. The factor handles that paperwork with you.
Yes. Invoices to established prime contractors can be factored; factors look mainly at the prime's credit.
No. Factoring sells invoices for work you have already delivered. The work you do under the contract stays the same; only where payments are sent changes.
One short form, about 2 minutes. Free to you, no obligation.