How it works

Funded in about a week, then within 24 hours on each invoice.

One short form, one 20-minute call, and real offers from factoring partners that fit your industry. Free to you.

Free to youAbout 2 minutes to startDocuments only after the call

Five steps

From your first answer to your first funding.

1

Answer a few questions

Three short steps, about 2 minutes: your business, your invoices, how to reach you.

2

20-minute call

We go through your invoices, customers and current financing, and answer your questions.

3

We send your file

We prepare your file and send it to the factors that best fit your industry.

4

You choose the offer

Compare real offers side by side. We read the contract with you before you sign.

5

Get funded

First funding in 3–7 business days, then about 24 hours per invoice.

After your first funding

Each new invoice, about 24 hours.

Once your account is set up, you send each new invoice to your factor. The factor advances part of it, your customer pays the factor, and you receive the rest, minus the factor's fee.

  • No loan to repay. You sell invoices you've already earned.
  • Factors look mainly at your customers' credit, not yours.
  • We stay with you after funding. One contact for every question.
InvoiceYou bill your customer as usual and send the invoice to your factor.
AdvanceThe factor advances part of the invoice, usually within about 24 hours.
BalanceYour customer pays the factor. You receive the rest, minus the fee.

Funding partners decide and set all terms. Pricing depends on your customers and volume; we show you real offers.

What we ask, and when

No documents until after the call.

On the form

A few answers

Monthly invoicing, payment terms, payroll taxes and your current factor, if any.

On the call

Your customers and goals

Who you invoice, how they pay, and what you need the cash for.

After the call

Documents, securely

Factors collect invoices and other documents through their own secure channels.

The form never asks for Social Security numbers, bank statements or tax documents.

Ready to see your options?

One short form, about 2 minutes. Free to you, no obligation.

See your factoring options