Manufacturing invoice factoring
You pay for materials and labor up front. Distributors and business customers pay on 30 to 90-day terms. We match your company with a factoring partner that covers the gap, free to you.
Who it's for
Manufacturers selling to distributors, OEMs and other businesses.
Company size
Established manufacturers shipping to business customers every month.
Monthly invoicing
Billed to businesses or government agencies.
Your customers
Usually paying on 30 to 90-day terms.
How factoring fits your cycle
You ship the order and invoice as usual. The factoring partner advances up to 90% of the invoice. When your customer pays, you receive the rest, minus the factor's fee.
Illustrative timeline, not an offer. Your funding partner sets the actual advance, fee and timing.
Before the call
No documents yet. Factors collect them securely after the call.
How much you bill businesses or government each month.
How long your customers usually take to pay.
Current, or on an IRS payment plan.
Who you factor with today, if anyone, and when that contract ends.
FAQ
Factoring covers invoices for goods already delivered. Funding for unshipped orders is a different product, and we focus on invoice factoring.
Often, yes, but your bank may hold a lien on your receivables. We check that before we send your file, so there are no surprises.
Factors price by your customers' credit and how long they take to pay. Pricing depends on your customers and volume; we show you real offers.
One short form, about 2 minutes. Free to you, no obligation.