Distribution invoice factoring
You pay suppliers to keep shelves stocked. Retailers and business customers pay on 30 to 60-day terms. We match your distribution company with a factoring partner that covers the gap, free to you.
Who it's for
Wholesale distributors selling to retailers, businesses and institutions.
Company size
Established distributors restocking and shipping every week.
Monthly invoicing
Billed to businesses or government agencies.
Your customers
Usually paying on 30 to 60-day terms.
How factoring fits your cycle
You ship and invoice as usual. The factoring partner advances up to 90% of the invoice. When your customer pays, you receive the rest, minus the factor's fee.
Illustrative timeline, not an offer. Your funding partner sets the actual advance, fee and timing.
Before the call
No documents yet. Factors collect them securely after the call.
How much you bill businesses or government each month.
How long your customers usually take to pay.
Current, or on an IRS payment plan.
Who you factor with today, if anyone, and when that contract ends.
FAQ
Yes. Factors look mainly at your customers' credit, so invoices to established retailers and distributors are usually a good fit.
Yes. Factors look at how often customers short-pay or take deductions. We gather this before sending your file, so the offers reflect it.
Often, yes, but your bank may hold a lien on your receivables. We check that before we send your file.
One short form, about 2 minutes. Free to you, no obligation.