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Staffing factoring and payroll funding

Make weekly payroll while clients take 45 days to pay.

Your people get paid every week. Your clients pay in 30 to 60 days. We match your staffing firm with a factoring partner that covers the gap, free to you.

See your factoring options How it fits your payroll
Free to youAbout 2 minutes to startDocuments only after the call
Healthcare staffingIndustrial staffingIT staffingProfessional staffingFree to youEngineering staffingGovernment staffingCybersecurityAI and MLWeekly payroll

Who it's for

Built for staffing firms that bill on terms.

Healthcare, industrial, IT, professional, engineering and government staffing.

Firm size

20 to 500 employees

Established firms with people on client assignments every week.

Monthly invoicing

$50K or more a month

Billed to businesses or government agencies.

Payment terms

Net 30 to 90

Clients that pay on 30, 45, 60 or 90-day terms.

How factoring fits your cycle

Invoice, advance, then the rest when your client pays.

You invoice your client as usual. The factoring partner advances up to 90% of the invoice. When your client pays, you receive the rest, minus the factor's fee.

  • Fund as you bill. Payroll stops waiting on someone else's accounting department.
  • Take the placement you'd otherwise pass on because the cash wasn't there.
  • Factors look mainly at your clients' credit, not yours.
Week 1Your people start. Payroll goes out every week.
Week 4You invoice the client on net 60. The factor advances up to 90%.
Week 12The client pays. You receive the balance, minus the fee.

Illustrative timeline, not an offer. Your funding partner sets the actual advance, fee and timing.

Specialty staffing

Cybersecurity and AI/ML staffing

Premium-rate placements with long enterprise payment cycles. We know which factors fund this work.

Cybersecurity staffing

Incident response, SOC, GRC, zero trust, IAM and penetration testing placements. When an incident hits, your client needs people today, and hospital systems and federal agencies often pay on net 45 to 90.

  • Timecards and signed statements of work are the paperwork factors expect.
  • Security, cloud and compliance roles all fit.
  • Factor some clients and not others, where your partner allows it.

AI/ML staffing

AI architects, MLOps, generative AI and data engineering placements. One placement can mean six figures of payroll before you ever get paid, while enterprise clients pay on net 60 to 90.

  • Built for small firms where one owner makes every decision.
  • Funding grows with your billing. No line to renegotiate.
  • Factors look mainly at your clients' credit, not yours.

Before the call

Four things we check first.

No documents yet. Factors collect them securely after the call.

1

Monthly invoicing

How much you bill businesses or government each month.

2

Payment terms

How long your clients usually take to pay.

3

Payroll taxes

Current, or on an IRS payment plan.

4

Current factor

Who you factor with today, if anyone, and when that contract ends.

See your factoring options

FAQ

Questions staffing firm owners ask us

Will factoring slow down an active placement?

No. Once your account is set up, invoices typically fund in about 24 hours, so payroll keeps moving while the assignment runs.

Do you work with newer staffing firms?

Often, yes. Factors look mainly at the credit of the clients you invoice, so a younger firm with strong clients can still be a fit. The funding partner makes the decision; we prepare a strong file.

Can I factor only some clients?

Many factoring programs let you choose which clients to factor. We tell you which partners allow it before you choose an offer.

See all questions

Make payroll on your schedule.

One short form, about 2 minutes. Free to you, no obligation.

See your factoring options